![]() *Suitable for residential properties, other than strata titles. RAMS home loans are not available for foreign borrowers residing outside Australia. Credit criteria, fees, charges, terms, conditions and eligibility requirements apply. ![]() ![]() Before acting on the results of this estimation you should seek professional advice and contact your local RAMS Home Loan Specialist. This estimates is indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. The application process considers more information than you have input here, and so any amount you may be able to borrow may differ from this estimate. Any amount you may be able to borrow can only be determined once you submit a full application to us and we assess your application using our credit criteria applicable at that time. This is not an offer of credit, and you should not rely on it. The result does not include any applicable fees. If you change any of the information, including the interest rate, you will obtain a different result. This is an estimate of an amount you may be able to borrow, based on the information and interest rate you input. Different terms, fees or other loan amounts might result in a different comparison rate. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. *Please note: The comparison rate for the relevant product is based on a loan of $150,000 over a term of 25 years. Before acting on the results of this calculator you should seek professional advice and contact your local RAMS Home Loan Specialist. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. The actual amount you can borrow, and the applicable loan repayments, can only be determined once you submit a full application to us and we assess your application using our credit criteria applicable at that time. They are based on the information you have provided. The results of this calculator are estimates only. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose and repayment type (principal and interest or interest only). These calculations do not constitute an offer of credit or a quote and are only an estimate of what you may be able to borrow based on the accuracy of the information provided. If you change any of the information, including the amount borrowed or the interest rate, you will obtain a different result. For example, you can see how increasing your repayment amount could impact on the estimated interest payment and loan term. You can adjust the variables within the calculator. The output of each calculator is subject to the assumptions provided under each calculator, which are also subject to change.This calculator estimates your monthly principal and interest or interest only loan repayments (but does not include monthly or annual service fees). When assessing ability to service a loan, we may use an interest rate that is higher than the current interest rate for the loan requested. The interest rate that appears when you open the calculator is the current RAMS Essential Home Loan for principal and interest repayments for owner occupiers, as indicated on /all-rates, and is subject to change.
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